Florida Real Estate Investments
Florida real estate gives you a safe and effective way to recover from your stock market and 401K losses. You can even use your 401K or IRA to invest in Florida real estate directly. You do not have to work until you are 90 (unless you really want to). |
Florida Real Estate Provides:
Florida rental properties with a return on investment starting at 8% to over 20%, are not difficult to find. We can help you buy, rent, manage and sell your investment properties. Our emphasis is on value real estate investments for the conservative investor. We do not participate in "get rich" schemes. If you are a speculator, the stock market should provide more than enough amusement for you. If not, there is always Vegas. The economy has hurt a lot people's savings and retirement accounts. You are not alone. But, you cannot afford to stuff all of your savings into CD's paying 2% or risk it on a market that has no rhyme or reason. That is just plain foolish. It is time to investigate what investment quality real estate can do for your financial future. |
Florida Real Estate - A Safe Investment Alternative?
If you want absolute safety of your principle you should buy a CD, Fixed Annuity or a Treasury Bond. You will never earn enough to retire or even keep up with inflation. It will take you a lifetime just to make back your market losses (assuming you live that long), but, your money will be absolutely safe.
Using fixed income products as your main investment source is only slightly better than stuffing your money under your mattress. Most of us cannot afford to be so complacent with our savings.
What about stocks?
Can you read a balance sheet? How about a financial statement. I mean read it and make sense of it.
Do you even know how to research a stock? Do you understand how the market works?
Even if you have the discipline and knowledge to create and carefully monitor your stock portfolio, make changes, dump the non-performers and avoid "hot tips" from individuals and financial gurus, you still need a very large dose of luck.
Most investors "play" the market. They tend to jump on stocks as the "smart money" is selling it off. How many times do you need to be punished before you learn that the stock market is only one step up from the casino? You do not invest in stocks. You speculate in stocks.
Needless to say, we consider real estate investing far safer than stock speculation. It has a superior return (income and appreciation) and is generally not subject to the whims of the public or the tidal effects of politics. You are not at a disadvantage because you do not have a multi-million dollar portfolio and you are safe from the likes of Bernie Madoff (in case you do).
A 30% loss in your stock portfolio can take up to 25 years to recoup with CD's and Treasury bonds. That is just to get you back to where you started from. Unless your retirement also includes packing groceries or greeting customers at Walmart, you need a better and safer investment vehicle. |
Let me remind you that our focus is Conservative Real Estate Investments. We do not deal in speculative properties, so-called pre-construction opportunities or any other scheme that promises you absurd returns and fast money. This site is all about value investing with immediate income and long term appreciation.
Do yourself a favor and take a few minutes to read my article that discusses why we feel Florida real estate investing is a safer alternative to any other form of investing. (click on the title) "Florida Real Estate Investments - A Conservative Approach to Value Investing".
You can always call us with questions - we don't mind.
Call us at 954-255-5056
or Click Here to send an email
Where Do We Fit In?
Our goal is to help you become an informed investor, have a successful investment experience and continue to profit from real estate. At the very least, we want you to learn from the articles and opinions you find on this web site.
We are licensed Realtors that specialize in investment properties. There are thousands of real estate agents in every neighborhood in Florida. You cannot throw a rock in the air without it hitting one of them. But they are not investment specialists.
If you are interested in investing in Florida real estate, share our conservative investment goals and like the general tone and content of what you read on this site, we will work with you to help you find suitable Florida investment properties, guide you through the process of obtaining them for the lowest possible cost and help you sell them when you are ready. That is where we fit in.
What type of Investors Do We Work With?
You probably fall into one of the following categories:
This investor comes to us because they want a superior return on their investment but they are extremely cautious about what they invest in. They want clean, income-producing properties that are easy to manage in nice neighborhoods. A reliable steady income and future appreciation is important. This investor would be pleased to earn a steady 7% to 10% on their investment along with upside appreciation and tax advantages. They want what I call "white glove" investments. Single family homes, duplex and multiplex properties in blue-collar neighborhoods (not slums, just not the "high-rent" districts) can double your returns. There are many investors who routinely earn 15% to 20% on their rental properties. These are still conservative investments. The only thing that has changed is the location.
Did your IRA or 401K take a big hit last year? Did you lose a ton of money because you were invested in stocks or mutual funds? Are you now so scared that you have moved your money into bank CD's that are paying less than 1.5% (if that)? Or, did you stuff it under the mattress? You can use your IRA or 401K to invest in real estate just as I do. Plus, we even have banks that will loan up to 50% of the purchase price on real estate purchased through your retirement plans. Do you realize what kind of leverage this is? Your $100,000 IRA is now collecting rents on $200,000 of real estate. Besides the income, you have long term appreciation on top of it. Take a minute or two and read our articles Real Estate IRA's and Solo 401K Plans for Self-Employed.
Yes, you can still "flip" real estate
if you have cash. But, you better know what the heck you are doing. I will find you properties, an attorney that has done this before and title company. This is NOT a conservative approach. Read our article, Flipping Florida Real Estate
Buying a property that needs some work provides an opportunity to make a lot of money in a short time frame. Not all homes that require work are ready for the wrecking ball. You do not have to do the repairs yourself. Many investors get estimates, contract the work out and resell or rent the property. There is such a shortage of these properties that you can often sell it to someone else who will do the repairs. We cannot get enough of these homes. They are very popular investments. You can read our article on Rehabbing Florida Real Estate for Profit at this link.
We specialize in working with non-US residents. Whether your intention is capital appreciation, income or you just want a place by the beach, you cannot beat Florida for real estate value. There are specific tax and reporting rules that must be followed, but we can guide you through them. For more information, click on Florida Real Estate for Non-Citizens.
If you have any thoughts of retiring to Florida in the future. You should consider buying a home now and renting it out. A home on the water with your boat sitting in your backyard dock, or the condo looking at the ocean might be possible now. In the future it might once again be only a dream. You can approach this situation in one of three ways: 1. Buy the home you want to retire to and rent it out. Remember, we are focusing on a home for you and not just an income producing property. 2. Buy the home you want to retire to and rent it out seasonally. Then use it yourself for the rest of the year. It will defer the carrying costs considerably. We have seen some investors break even with seasonal rentals and then use the property themselves for the rest of the year. 3. Invest in another property for income. The appreciation should pace the increase in price of your dream retirement home. You have an opportunity now to get the house you always wanted. In 3 years the house might become too costly. Read our article on Buy Now and Retire Later Florida Real Estate. |
Conservative, Wants Steady Returns with Low Risk
Investing in Real Estate with your 401K or IRA
Looking for Quick Purchase and Sale
Rehabber - Needs a Little Work 
Foreign Investors Looking for Florida Real Estate Bargain
Nearing Retirement or Want Second HomeNext Steps
Please take some time to read through my articles. Of course, you can always call me with questions.
Very few of us can afford to keep rolling over CD's at less than 2% interest. Plus, with rising unemployment and a week dollar, any stock market gains might blow up the next day. In the last few months we witnessed a rising dow as well as a loss of more than 900 points. We are not even close to a sustained financial recovery.
Remember, this is not about betting on a horse or a roll of the dice. If you want to do that, call your stock broker. This is about earning a sustainable income with conservative investments.
You can call me at 954-903-7077. I am generally available Monday - Thursday from 9 AM to 8 PM. On Friday I try to shut down by 5 PM. You can also call me on Saturday and Sunday during the day. I am often in the office or will be glad to call you back if you leave a message.
If you have a specific question that you want to email, please do so. Use the Contact button at the top of this page.
Florida Real Estate Investor Articles
You know that you can always call us to discuss anything you see on this web site or to just ask questions about Florida real estate investments. But, in the meantime, take a few minutes and look through our article list. We are always adding new material, so it would be a good idea to bookmark this site. That way you can check in from time to time.
Also, don't forget to sign up for our newsletter. We publish it when we have something to say or new properties to showcase. It is not the typical newsletter you get from realtors. Those newsletters are created by a national company and the realtor just prints his or her name on it. Ours actually has information that real estate investors are interested in.
Are Real Estate Appraisals Meaningless?
If you think you got a great deal because a property you just bought for $80,000 was appraised for $90,000, you may be in for a very big disappointment. Using the proper software, you might have found out that nobody has gotten even close to $80,000 in a year and there are 50 houses in a one mile radius of your new property that are in foreclosure or in real trouble and have been on the market for more than a year. With a little haggling, you could have bought it for $60,000.
It is very important to understand the limited value of an appraisal. We wrote a short article that explains this problem and how you can use it to your advantage.
Florida Real Estate Investment Returns
If you visit enough web sites and talk to enough people, you will certainly find someone who will tell you what you want to hear, even if it is a lie.
Real estate is the fastest way to recover from the devestation many have experienced in the stock market. Many web sites tout absurdly high returns on investments that are anything but conservative. We will show you what you can reasonably expect in the way of a return on your investment using very conservative projections.
Florida Condos as Real Estate Investments
The Florida condo conversion market is over. Too many investors and not enough buyers. Consequently, there are some unbelievable Florida condo bargains that make great rental properties.
You can obtain an excellent return on your investment by buying and renting condos. On top of that, you get a tax break and appreciation.
For example, we just saw an apartment in a really nice building close for $79,000. The apartments generally rent for $1100 a month. The maintenance on this apartment is $245 a month. That is about 13% on your investment. The apartment was a foreclosure (there are others) and you could probably get $100,000 for it without too much trouble in a few years. They were selling for $225K three years ago.
Positive Cash Flow with Florida Real Estate
Is it possible to be cash flow positive in this marketplace?
This is a trick question. Any property can be cash flow positive if you put enough cash into it. Let's not beat around the bush. You want to know if the return on Florida real estate is more favorable than other investment alternatives.
The simple answer is yes. You just need to know how to find, evaluate, negotiate and buy the property at the right price. This is exactly what we do. We help you locate and evaluate Florida real estate investments.
Real
Estate IRA's
Using Your IRA or 401K to Invest in Florida Real Estate
Did you know that you can use your IRA, 401K, 403B or any qualified investment plan to invest in real estate? Even many financial planners have no idea that you can use these funds for real estate investments. You can even buy a business with your 401K.
Of course, it would not be in the best interest of your financial planner to see your funds leave their control. So, those who do know about it like to keep it quiet.
Read about how
you can trade in your high risk stocks for the security of real
estate and supercharge your IRA
954-255-5056 Monday to Thursday from 9 AM to 8 PM EST and on Friday until 6 PM
We will also return your calls on weekends. Or, CLICK HERE to send us and email.
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